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# Chelsea Financial Services

National Broker Dealer - Financial Services

## Sitemaps

- [XML Sitemap](https://chfs.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Financial Planning for Business Owners and Entrepreneurs](https://chfs.com/financial-planning-for-business-owners-and-entrepreneurs/) - Empowering entrepreneurs to master budgeting, cash flow, and tax planning to build resilient, scalable businesses.
- [How to Choose the Right Financial Advisor for Your Needs](https://chfs.com/how-to-choose-the-right-financial-advisor-for-your-needs/) - Looking for the right financial advisor? Learn what to look for, what questions to ask, and how independent advisors can serve your goals better.
- [The Importance of Life Insurance at Different Life Stages](https://chfs.com/the-importance-of-life-insurance-at-different-life-stages/) - Secure tailored financial protection at every stage of life, from managing youth debt to preserving a lasting retirement legacy.
- [How Inflation Impacts Your Financial Plan](https://chfs.com/how-inflation-impacts-your-financial-plan/) - Understand how inflation erodes purchasing power and learn strategies to adapt your investments, budget, and retirement plan.
- [How to Create Passive Income Streams for the Future](https://chfs.com/how-to-create-passive-income-streams-for-the-future/) - Discover proven methods like real estate, dividend stocks, and digital assets to build reliable passive income streams for the future.
- [Financial Steps to Take After Losing a Loved One](https://chfs.com/financial-steps-to-take-after-losing-a-loved-one/) - Losing a loved one is hard. Find documents, get death certificates, notify institutions & agencies, pay debts, file final taxes, and distribute assets.
- [The Psychology of Spending: Why We Buy and How to Control It](https://chfs.com/the-psychology-of-spending-why-we-buy-and-how-to-control-it/) - Spending is driven by emotions, bias, and social pressure—understanding it helps you build mindful habits and smarter financial choices.
- [Planning for Healthcare Costs in Retirement](https://chfs.com/planning-for-healthcare-costs-in-retirement/) - Retirement healthcare costs require smart planning for insurance, medications, emergencies, and long-term care.
- [Autistic Voices Shine: Chelsea Financial Services Announces Sponsorship of AusomeTech’s 2026 Art Exhibit](https://chfs.com/autistic-voices-shine-chelsea-financial-services-announces-sponsorship-of-ausometechs-2026-art-exhibit/) - Chelsea Financial Services is proud to continue supporting the neurodiverse community through its sponsorship of AusomeTech’s 2026 month-long exhibition, “Unspoken Brilliance: The Artists with Autism Exhibit.” Hosted at the College of Staten Island Library Gallery, the exhibit celebrates the creativity, talent, and artistic expression of neurodiverse artists throughout Staten Island and surrounding communities. The exhibition
- [What a Financial Check-Up Looks Like (and Why You Need One)](https://chfs.com/what-a-financial-check-up-looks-like-and-why-you-need-one/) - Just as you visit a doctor for regular physical examinations, your financial wellbeing requires similar periodic assessments. A financial check-up is a comprehensive review of your monetary situation, examining everything from your spending habits to retirement plans and investment strategies. This thorough evaluation helps identify strengths and weaknesses in your financial framework, allowing you to
- [How to Talk About Money with Your Partner or Family](https://chfs.com/how-to-talk-about-money-with-your-partner-or-family/) - Healthy money talks build trust. Learn how to discuss finances with your partner or family, set goals together, and avoid conflict.
- [The Importance of Trust and Transparency in Financial Advising](https://chfs.com/the-importance-of-trust-and-transparency-in-financial-advising/) - Trust is the foundation of financial advising. Every time we gain a new client, they're entrusting us with their goals, plans, and most importantly, their fears. Being transparent is key. With clear communication, guidance, and realistic expectations, our clients feel more stable and at ease.Without trust:- Technology feels impersonal- Advice feels transactional- Relationships become fragileAt
- [Navigating Life Changes: How to Adjust Your Finances After a Major Event](https://chfs.com/navigating-life-changes-how-to-adjust-your-finances-after-a-major-event/) - Adjust your finances after life changes by updating budgets, goals, insurance, and savings to stay stable and future-ready.
- [The Importance of a Budget](https://chfs.com/the-importance-of-a-budget/) - Budgeting brings clarity, control, and confidence—helping you manage money wisely, reduce stress, and achieve long-term goals.
- [Mindset Shifts: How to Stop Worrying About Money and Start Planning](https://chfs.com/mindset-shifts-how-to-stop-worrying-about-money-and-start-planning/) - Shift from money worry to clarity by building mindset, proactive habits, and steady progress for financial peace. today!!
- [The Difference Between "Good Debt" and "Bad Debt"](https://chfs.com/the-difference-between-good-debt-and-bad-debt/) - Learn the key differences between good debt and bad debt and how smart borrowing can build wealth while poor debt choices can harm your finances.
- [Seeing the Light During Uncertain Financial Periods](https://chfs.com/seeing-the-light-during-uncertain-financial-periods/) - Periods of financial uncertainty can feel overwhelming. Market fluctuations, economic headlines, and personal financial pressures often create a sense of instability — even for those who "have it all together". While uncertainty can’t always be avoided, how it’s approached can make a meaningful difference. Uncertainty doesn't equal failure — it’s a natural part of both
- [The Psychology of Money: How Emotions Impact Your Financial Decisions](https://chfs.com/the-psychology-of-money/) - Money isn't only about just numbers, it's also emotional. Those emotions influence financial decisions every single day.Fear, confidence, and even uncertainty can shape the way we save, invest, and plan. When those emotions lead our decisions, it can result in hesitating at the wrong moment.The simple truth is that your mindset matters just as much
- [Chelsea Financial Services 2025 Holiday Toy Drive Brings Cheer to Staten Island Families in Need](https://chfs.com/chelsea-financial-services-2025-holiday-toy-drive-brings-cheer-to-staten-island-families-in-need/) - Chelsea Financial Services’ 2025 Toy Drive supports Staten Island families, collecting and distributing toys to bring holiday joy to children.
- [Chelsea Financial Services Acquires Customer Accounts and Brokerage Assets of General Securities, a 501(c)(3) Non-Profit Firm Supporting Global Adoptions and a Peruvian Orphanage](https://chfs.com/chelsea-financial-services-acquires-customer-accounts-and-brokerage-assets-of-general-securities-a-501c3-non-profit-firm-supporting-global-adoptions-and-a-peruvian-orphanage/) - Staten Island, NY – October 6, 2025 (GLOBE NEWSWIRE) — Chelsea Financial Services is pleased to announce the successful acquisition of the customer assets and accounts of General Securities, a Kansas City-based brokerage firm with a remarkable legacy of compassion and service. General Securities, founded by Dave Miller, established Hogar de Esperanza (“House of Hope”),
- [Chelsea Financial Services Sponsors Creativity at AusomeTech’s 2025 Art Exhibit](https://chfs.com/chelsea-financial-services-sponsors-creativity-at-ausometechs-2025-art-exhibit/) - Staten Island, NY, June 13, 2025 (GLOBE NEWSWIRE) -- Chelsea Financial Services proudly announces its sponsorship of AusomeTech’s upcoming ‘Unspoken Brilliance: The Artists with Autism Exhibit’ and AusomeTech’s 4th Annual ‘Proclamation Day (Scratch) Event’, both to be held at the College of Staten Island (CSI) starting June 27th.Held at the College of Staten Island Library Gallery, the
- [CHELSEA FINANCIAL SERVICES’ ANNUAL HOLIDAY TOY DRIVE FOR 2024 BENEFITS STATEN ISLAND CHILDREN](https://chfs.com/chelsea-financial-services-annual-holiday-toy-drive-for-2024-benefits-staten-island-children/) - Chelsea Financial Services Annual 2024 Holiday Toy Drive brings joy to Staten Island children. Donate toys to spread holiday cheer and make a difference.
- [CHELSEA FINANCIAL SERVICES SPONSORS MIT ROBOTICS LAB TRIP FOR STUDENTS WITH AUTISM](https://chfs.com/chelsea-financial-services-sponsors-mit-robotics-lab-trip-for-students-with-autism/) - Staten Island autism program AusomeTech gets funding from Chelsea Financial Services for a field trip to MIT Robotics Lab
- [Chelsea Financial Services Introduces National Recruiting Initiative for Registered Representatives and Financial Advisors](https://chfs.com/chelsea-financial-services-introduces-national-recruiting-initiative-for-registered-representatives-and-financial-advisors/) - Recruiting Financial Advisors & Registered Representatives - NYC Broker Dealer Chelsea Financial Announces National Recruiting Initiative
- [Chelsea Financial Services Installs New ADA Compliance Software [adacompliasite.com] to make their Website CHFS.com more Accessible for those with Disabilities](https://chfs.com/chelsea-financial-services-installs-new-ada-compliance-software-adacompliasite-com-to-make-their-website-chfs-com-more-accessible-for-those-with-disabilities/) - NY Broker Dealer Chelsea Financial Installs ADACompliaSite for Accessibility | Website Accessibility plugin from ADA Compliance Widget Company ADACompliaSite
- [CHELSEA FINANCIAL SERVICES ADVISOR JIM MACRUNNELS SURPASSES $1M RAISED FOR SPECIAL OLYMPICS](https://chfs.com/chelsea-financial-services-advisor-jim-macrunnels-surpasses-1m-raised-for-special-olympics/) - Chelsea advisor Macrunnels celebrates surpassing $1M raised for the Olympics. Join us in supporting this incredible milestone for a great cause!
- [CHELSEA FINANCIAL SERVICES’ ANNUAL HOLIDAY TOY DRIVE WITH WHERE TO TURN BENEFITS STATEN ISLAND CHILDREN](https://chfs.com/chelsea-financial-services-annual-holiday-toy-drive-with-where-to-turn-benefits-staten-island-children/) - Chelsea Financial Services Annual 2023 Holiday Toy Drive brings joy to Staten Island children. Donate toys to spread holiday cheer and make a difference
- [CHELSEA FINANCIAL SERVICES' ANNUAL 2022 HOLIDAY TOY DRIVE IN STATEN ISLAND BENEFITS WHERE-TO-TURN.ORG](https://chfs.com/chelsea-financial-services-annual-2022-holiday-toy-drive-in-staten-island-benefits-where-to-turn-org/) - Join Chelsea for our annual 2022 Holiday Toy Drive in Staten Island! Spread joy and make a difference by donating toys to children in need this holiday season.
- [CHELSEA FINANCIAL SERVICES IS PROUD TO ANNOUNCE OUR 25th ANNIVERSARY!](https://chfs.com/silver-anniversary/) - Our Staten Island-based Chelsea Financial Services: Celebrating our 25th Anniversary
- [Chelsea Financial Services Sponsors Poker Tournament Fundraiser for the Secaucus Rotary Club Benefiting Food Pantry and Emergency Fund, among others](https://chfs.com/chelsea-financial-services-sponsors-poker-tournament-fundraiser-for-the-secaucus-rotary-club-benefiting-food-pantry-and-emergency-fund-among-others/) - Join Chelsea Financial Services in sponsoring a poker tournament fundraiser! Support a great cause while enjoying a night of thrilling poker and networking.
- [Chelsea Financial Services Sponsors Website and ADA Compliance Software for Where-to-Turn.org, making site more accessible for those with disabilities](https://chfs.com/chelsea-financial-services-sponsors-website-and-ada-compliance-software-for-where-to-turn-org-making-site-more-accessible-for-those-with-disabilities/) - Chelsea Financial Services Sponsors Website and ADA Compliance Software for Where-to-Turn.org, making site more accessible for those with disabilities
- [Join Chelsea Financial Services in Their Annual Thanksgiving Food Drive to Benefit Catholic Charities - Staten Island](https://chfs.com/join-chelsea-financial-services-in-their-annual-thanksgiving-food-drive-to-benefit-catholic-charities-staten-island/) - Join Chelsea Services in their annual Thanksgiving Food Drive. Help us provide meals to those in need and spread the spirit of giving this holiday season.
- [Chelsea Financial Services Celebrates Its 20th Anniversary as a National Full Service Brokerage Firm](https://chfs.com/chelsea-financial-services-celebrates-its-20th-anniversary-as-a-national-full-service-brokerage-firm/) - Chelsea Financial Services (Chelsea) announced its 20th anniversary as a national full service Broker/Dealer. The firm opened its first brokerage office in Staten Island, New York in 1999 with just a few independent financial service professionals. During the past two decades, Chelsea has grown steadily and currently provides financial services to clients in 51 States
- [ON A RUN TO END CYSTIC FIBROSIS: Chelsea Rep John Pirozzi Joins the 2019 TCS New York City Marathon to Raise Money for the Boomer Esiason Foundation](https://chfs.com/on-a-run-to-end-cystic-fibrosis-chelsea-rep-john-pirozzi-joins-the-2019-tcs-new-york-city-marathon-to-raise-money-for-the-boomer-esiason-foundation/) - Chelsea Financial Services (Chelsea) Representative John Pirozzi will participate in the TCS New York City Marathon on November 3, 2019 to benefit the Boomer Esiason Foundation and Cystic Fibrosis Research. Chelsea Company President, John Pisapia remarked: “John Pirozzi has been a longtime Representative (since 2009) and a longtime Resident of Staten Island (since 1993) who
- [Chelsea Financial Services’ Christopher ( Chris ) Vetrano Heads Firm’s Thanksgiving Food Drive for Project Hospitality](https://chfs.com/chelsea-financial-services-christopher-chris-vetrano-heads-firms-thanksgiving-food-drive-for-project-hospitality/) - Chelsea Financial Services Representative Christopher (Chris) Vetrano is spearheading a Thanksgiving Food Drive to help benefit Staten Island community members who are hungry, homeless or otherwise in need this holiday season. Vetrano, a Registered Representative who has been at Chelsea Financial Services for 12 years, wanted to do something special for the community for the
- [Chelsea Financial Services’ 2019 Holiday Toy Drive in Staten Island Benefits WHERE-TO-TURN.ORG](https://chfs.com/chelsea-financial-services-2019-holiday-toy-drive-in-staten-island-benefits-where-to-turn-org/) - Chelsea Financial Services is organizing a Toy Drive this holiday season in Staten Island to benefit local children in need via Where to Turn, a local crisis relief services organization. Frank Cilento, a Financial Advisor at Chelsea Financial Services, is heading up the Toy Drive. “We just completed a successful Thanksgiving Food Drive for Project Hospitality,” Cilento
- [Chelsea Financial Services’ Baron “Barry” Willis Leverages His Financial Advisor Experience for Positive Political Change](https://chfs.com/chelsea-financial-services-baron-barry-willis-leverages-his-financial-advisor-experience-for-positive-political-change/) - Chelsea Financial Services Representative Baron T. “Barry” Willis discovered the best way to quell his complaints about government overspending and ineffectiveness was to stop complaining about it and get involved. “I have been a Financial Advisor and Insurance Broker for over 25 years. I knew my experience in finance could really translate to government, especially
- [Update: Chelsea Financial Services' 2019 Holiday Toy Drive Was A Resounding Success!](https://chfs.com/update-chelsea-financial-services-2019-holiday-toy-drive-was-a-resounding-success/) - Thanks to the generosity of our Clients, Families and Friends, we delivered over two hundred (200) donated toys to Where To Turn‘s Toy Store for families in need in Staten Island. Special thanks to Frank Cilento for organizing the toy drive, and to Kim Carfora and Barry Lippold (of Nth Degree Marketing Group) for assisting.
- [Update: Chelsea Financial Services' John Pirozzi Raised $5,000 for Cystic Fibrosis Research and Finished in the NYC Marathon!!](https://chfs.com/update-chelsea-financial-services-john-pirozzi-raised-5000-for-cystic-fibrosis-research-and-finished-in-the-nyc-marathon/) - With a time of 4:35:32, John Pirozzi completed his first marathon in support of the Boomer Esiason Foundation for Cystic Fibrosis Research. Chelsea Financial was proud to support John in his efforts to raise an astounding $5,000 for this amazing cause. Great job, Pirozzi!
- [Chelsea Financial Services Encourages South Florida Businesses to "SleepOut" to Help End Homelessness while Fostering Team Building in their Organizations](https://chfs.com/chelsea-financial-services-encourages-south-florida-businesses-to-sleepout-to-help-end-homelessness-while-fostering-team-building-in-their-organizations/) - Chelsea Financial Services has become a sponsor for “SleepOut”, The Lord’s Place 13th annual event to raise funds and awareness to help break the cycle of homelessness in Palm Beach County, FL. John Pisapia, President of Staten Island-based Chelsea Financial, first heard about this unique event through his Marketing Director, Barry Lippold. “I have multiple
- [Chelsea Financial Services Hires New Compliance Officer for NYC Office](https://chfs.com/chelsea-financial-services-hires-new-compliance-officer-for-nyc-office/) - Chelsea Financial Services is proud to announce the hiring of a new Compliance Officer, Stephen Sebold, to be based in their Staten Island office. Sebold was a Senior Manager for AXA Advisors before joining Chelsea Financial. Sebold is an Accredited Portfolio Management AdvisorSM (APMA®), having received his certification in 2019. In addition, Sebold holds FINRA
- [Chelsea Financial Supports Financial Literacy in Minority Communities](https://chfs.com/chelsea-financial-supports-financial-literacy-in-minority-communities/) - Chelsea Financial Services is proud to announce their support of Startup Advisory Group’s Investment Community with a donation to provide much needed textbooks and recommended reading for its inaugural 40 Members. “This amazing group was started by one of my previous Financial Advisors.” stated John Pisapia, President of Chelsea Financial Services (chfs.com). “Jeffery Derose started
- [Chelsea Financial Services Acquires Brokerage Assets of Jamestown, NY Firm Bodell Overcash Anderson and Co., Inc.](https://chfs.com/chelsea-financial-services-acquires-brokerage-assets-of-jamestown-ny-firm-bodell-overcash-anderson-and-co-inc/) - Chelsea Financial Services is proud to announce the acquisition of the customer assets of Bodell Overcash Anderson and Co., Inc., an Investment Firm based in Chautauqua County, New York, with over 50 years of service. “We are proud to continue the excellent service and support that Bodell Overcash Anderson’s clients have come to expect.” stated
- [Join Chelsea Financial Services in our Annual 2020 Thanksgiving Food Drive to Benefit Project Hospitality](https://chfs.com/join-chelsea-financial-services-in-our-annual-2020-thanksgiving-food-drive-to-benefit-project-hospitality/) - Chelsea Financial Services is proud to partner again this year with Project Hospitality for their Annual 2020 Thanksgiving Food Drive to help benefit Staten Island community members in need this holiday season. “Last year’s Thanksgiving Food Drive for Project Hospitality was a great success.” said Christopher (Chris) Vetrano, Registered Representative at Chelsea Financial Services. “Project Hospitality is
- [Chelsea Financial Services' 2020 Holiday Toy Drive in Staten Island Benefits Where-to-Turn.org](https://chfs.com/chelsea-financial-services-2020-holiday-toy-drive-in-staten-island-benefits-where-to-turn-org/) - Chelsea Financial Services is proud to announce its annual Toy Drive in Staten Island to benefit local children in need via Where to Turn, a local crisis relief services organization. One of Chelsea Financial’s Registered Representatives, Frank Cilento, again heads up their Toy Drive for 2020. “Chelsea Financial Services has been deeply involved in the community
- [South Florida Businesses Encouraged to Participate in The Lord’s Place 2021 Virtual Event “SleepIn for SleepOut” to Help End Homelessness and Foster Team Building in their Organizations](https://chfs.com/south-florida-businesses-encouraged-to-participate-in-the-lords-place-2021-virtual-event-sleepin-for-sleepout-to-help-end-homelessness-and-foster-team-building-in-their-orga/) - SleepOutTLP.org charitable partner Chelsea Financial Services encourages South Florida businesses to participate in The Lord’s Place 2021 Virtual “SleepIn for SleepOut” Event on April 9th to raise funds and awareness to help break the cycle of homelessness in Palm Beach County while fostering Team Building. John Pisapia, President of Staten Island-based Chelsea Financial, encourages other South
- [Chelsea Financial Services' 2021 "Christmas in August" Toy Drive in Staten Island Benefits Where-to-Turn.org](https://chfs.com/chelsea-financial-services-2021-christmas-in-august-toy-drive-in-staten-island-benefits-where-to-turn-org/) - Chelsea Financial Services is proud to announce their continued partnership with Where to Turn, a crises relief organization, by providing a weekday drop-off location for their annual “Christmas in August” Toy Drive in Staten Island benefiting local children in need. “Chelsea Financial Services was a tremendous partner for our past Holiday Toy Drives, so we’re excited
- [Join Us in Support of Chelsea Financial's 2021 Holiday Toy Drive Benefiting Where-To-Turn.org](https://chfs.com/join-us-in-support-of-chelsea-financials-2021-holiday-toy-drive-benefiting-where-to-turn-org/) - Chelsea Financial Services is excited to launch their Annual 2021 Holiday Toy Drive with Where-To-Turn.org to help benefit Staten Island families this holiday season. 2021 HOLIDAY TOY DRIVE: IMPORTANT INFORMATION Please drop off or ship unwrapped toys to Chelsea Financial Services, 242 Main Street, Staten Island, NY 10307), any time between the hours of 9 a.m.
- [SUPPORT CHELSEA IN FUNDRAISING FOR DUCHENNE MUSCULAR DYSTROPHY BY DONATING TO CHELSEA-SPONSORED NYC MARATHON RUNNERS CHRISTINE PISPIA AND FRANCINE PERROTTA, RUNNING FOR "MICHAEL's CAUSE"](https://chfs.com/support-chelsea-in-fundraising-for-duchenne-muscular-dystrophy-by-donating-to-chelsea-sponsored-nyc-marathon-runners-christine-pispia-and-francine-perrotta-running-for-michaels-cause/) - PRESS RELEASE:Chelsea Financial Services Sponsors Two Runners in the 2022 TCS New York City Marathon to Raise Money for Michael's Cause Chelsea Financial Services is proud to be sponsoring two runners, Christine Pisapia and Francine Perrotta, participating in the TCS New York City Marathon on November 6, 2022 to benefit Michael’s Cause, a non-profit organization

## Pages

- [HOME - Chelsea Financial Services - National Broker Dealer](https://chfs.com/) - National independent broker-dealer in NY. FINRA/SIPC member offering investment & insurance solutions across all US states & territories.
- [Andrew Cilento, CFP® | Financial Planner | NY](https://chfs.com/andrew-cilento-cfp-financial-planner-ny/) - Andrew Cilento, CFP® | Financial Planner - holding Series 7, 66. He provides Life Insurance, Disability Insurance, & Long-Term Care Insurance. Serves N
- [CONTACT](https://chfs.com/contact/) - Get in touch with Chelsea Financial Services in Staten Island, NY. Proud FINRA & SIPC member providing expert financial and insurance solutions nationwide.
- [Regulatory News & Events](https://chfs.com/regulatory-news-events/) - Discover the latest regulatory news and events in the financial advisory Chelsea Financial Services. Trust us to provide timely and relevant information.
- [CHELSEA ADVISORY](https://chfs.com/chelsea_advisory/) - Information and important regulatory links. Advisory services are offered through Chelsea Advisory Services, Inc. Join us for expert financial guidance.
- [Accessibility Statement](https://chfs.com/accessibility/) - Website Accessibility | Chelsea Website Accessibility Statement
- [Directory - Financial Advisors and Registered Representatives - By State - Chelsea Financial Services](https://chfs.com/directory/) - Find your trusted advisor in our comprehensive directory of financial professionals. Connect with experts to guide your financial decisions. Start search now!
- [Steven M Melchiorri - Financial Advisor](https://chfs.com/steven-melchiorri/) - Steven M Melchiorri | Finanial Advisor holds Series 24, 63, 65, 7 Security license. Offers Long Term Care, Life, Disability Insurance. Serving Cedarknolls, NJ
- [Steven Sirot | Registered Representative | Staten Island, NY](https://chfs.com/steven-sirot/) - Steven Sirot | Registered Representative - holds Security License SIE, Series 6, 63 offers Life Insurance | serving Staten Island, NY
- [Terms](https://chfs.com/terms/) - Review Chelsea's comprehensive privacy and cookie policy. Stay informed about how we protect your information and govern our services.
- [Larry Jackson | Chartered Financial Counsultant - NC - ChFC, CRPC](https://chfs.com/larry-jackson/) - Larry Jackson | Chartered Financial Counsultant - NC - Chartered Retirement Planning Counselor, Chartered Mutual Fund Counselo - serving North Carolina
- [Russell G. Luce RFC,LUTCF,FIC | Retirement Planning | IN](https://chfs.com/russell-g-luce/) - Russell G. Luce RFC, LUTCF, FIC | Financial Advisor | 22 years of experience working in all areas of the Financial Industry - Serving IL
- [Steven S. Maher sr. | Financial Advisor & An Investment Planner](https://chfs.com/steven-maher/) - Steven S. Maher - offers Life Insurance, Disability Insurance, Medical Supplement Insurance. Holds Security 63, 6 Licenses - Serving NJ
- [Jeffrey R Bates | President/Founder | Portfolio Manager | IN](https://chfs.com/jeffreybates/) - Jeffrey R Bates | President/Founder | Portfolio Manager - 32+ years of experience in Financial Services & holds Series 7 & 63 Securities licenses - IN
- [Matthew Cilento, CFP® | Financial Planner | NY](https://chfs.com/matthew-cilento-cfp/) - Matthew Cilento, CFP® | Financial Planner | NY holdingSIE, Series 7, Series 63, Series 65. He provides Life Insurance, Disability Insurance, & Long-Term Care Insurance. Serves N
- [NEWS](https://chfs.com/news/) - Stay updated with the latest news from Chelsea Financial Services. Explore our press releases for valuable insights and financial updates. Stay informed!
- [DIRECTORY-ACCORDIAN](https://chfs.com/directory-accordian/) - Find your trusted advisor in our comprehensive directory of financial professionals. Connect with experts to guide your financial decisions. Start search now!
- [CHFS DIRECT CLIENT FORMS](https://chfs.com/chfs-direct-client-forms/) - Reps access to Chelsea Financial's Direct Client Forms.
- [Dawn Crosser | 𝗢𝘁𝘁𝘂𝗺𝘄𝗮, 𝗜𝗼𝘄𝗮](https://chfs.com/dawn-crosser/) - Dawn Crosser | 𝗢𝘁𝘁𝘂𝗺𝘄𝗮, 𝗜𝗼𝘄𝗮
- [Mark Farsaci  | NY](https://chfs.com/markfarsaci/) - Mark Farsaci | Financial Consultant | 40 years of experience in Financial Services | Dividend Stocks, Medicare, Growth Stocks - NY, FL
- [Denise Cerveny | Registered Representative](https://chfs.com/denise-cerveny/) - Denise Cerveny | Registered Representative - holding Series 7, 63, 55, 24 security licenses. Offers Annuities, Guaranteed Life - NJ
- [David N Slater | RETIREMENT INCOME CERTIFIED PROFESSIONAL™ | NY](https://chfs.com/davidslater/) - David Slater | (RICP®), Retirement Specialist, & Registered Representative | 30+ years of experience in Financial Services & offers Life & Health insurance - NJ
- [FORMS](https://chfs.com/forms/) - Access Chelsea Financial Services Direct client forms for streamlined services. Simplify your experience with our user-friendly forms. Get started today!
- [RICHARD L DARMINIO | Financial Advisor- NJ](https://chfs.com/richard-darminio/) - Richard L Darminio | experienced Financial Advisor | providing Life and Health and Annuities. Serving New Jersey
- [Steven Heath | Retirement Planning & Wealth Management | VA](https://chfs.com/steven-heath/) - Steven Heath | Retirement Planning & Wealth Management | VA 25+ years of experience in Wealth anagement & Investment - Serving Virginia
- [David Medlin | Financial Advisor & Wealth Management | SC](https://chfs.com/davidmedlin/) - David Medlin | Financial Advisor & Wealth Management | 30+ years of experience in Financial Services & holds Series 7, 63, and 66 licenses - SC, NC, and WY.
- [Scott Van Der Linden | Certified Financial Planner™](https://chfs.com/scott-van-der-linden/) - Scott Van Der Linden | Certified Financial Planner™ offers Life, Disability, LTC insurance. Serving
- [Mark Heinrich | Federal Retirement Specialist | Tulsa, OK](https://chfs.com/markheinrich/) - Mark Heinrich | Federal Retirement Specialist & Financial Advisor | 25+ years of experience in financial services - Serving Oklahoma
- [Tony McNeill | Accredited Investment Fiduciary™ - NC - AIF®](https://chfs.com/tonymcneill/) - Tony McNeill | ACCREDITED INVESTMENT FIDUCIARY™ | 20+ years of experience in Financial Services & offers Life, Health & Long Term Care Insurance - Serving NC
- [Greg Derocco | Certified Financial Planner™ - NC - CFP®](https://chfs.com/gregderocco/) - Greg Derocco | CERTIFIED FINANCIAL PLANNER™ | Financial Planning, Employee Benefits, Insurance | offers Life, Health, and Annuities - Serving Illinois
- [Roseann Palermo - Financial Advisor](https://chfs.com/roseann-palermo/) - Roseann Palermo - Financial Advisor. Serving Staten Island - NY
- [Jon Franco | Investment Advisor, & Senior Principal | NY](https://chfs.com/jonfranco/) - Jon Franco | Owner/President, Investment Advisor, & Senior Principal | 20+ years of experience in Financial Services - Serving NY
- [Nick Iarrobino | Financial Advisor & Premier Financial Network | NY](https://chfs.com/nickiarrobino/) - Nick Iarrobino | Financial Advisor, Premier Financial Network, President and CEO | 17+ years of experience as Financial Advisor - Serving NY
- [Scott Bresky - CLTC | President of Alternative Wealth Group, Inc. | NJ](https://chfs.com/scottbresky/) - Scott Bresky | (CLTC) President of Alternative Wealth Group, Inc. | 15 years of experience in Financial Services offers Annuities, & Life Insurance - NY, NJ, FL
- [James Dykstra | Registered Representative & Retirement Specialist | NJ](https://chfs.com/james-dykstra/) - James Dykstra | Retirement Planning & Wealth Building | VA 50+ years of experience in Wealth building & Retirement Planning - Serving NJ
- [Randi Allgood | Finanial Advisor](https://chfs.com/randi-allgood/) - Randi Allgood | Finanial Advisor offers Annuities. Serving MO
- [Richard B. Stewart, CFP, CPA | Indianapolis - IN](https://chfs.com/richard-stewart/) - Richard B. Stewart, CFP, CPA - holding Security Licenses Series 6, 62, 63 and offers Annuities and LTC | serving Indianapolis - IN
- [Sandy Keir | CERTIFIED FINANCIAL PLANNER™ | Sarasota, FL](https://chfs.com/sandrakeir/) - Sandra Keir | CERTIFIED FINANCIAL PLANNER™ & experienced Financial Advisor | 20+ years of experience in financial services and insurance - Serving Florida
- [Ronald Eiger | Stockbroker  | Sanford, FL](https://chfs.com/ronald-eiger/) - Ronald Eiger | Stockbroker | Building wealth through investing assets in leading stocks - Serving Sanford, Florida
- [Paul Balog | Financial Advisor  | Lady Lake, FL](https://chfs.com/paulbalog/) - Paul Balog | Financial Advisor & Portfolio Strategist | Decades of experience within the investment and annuity business - Serving Central Florida
- [William Bozza | financial services  | Delray Beach, FL](https://chfs.com/william-bozza/) - William Bozza | Decades of experience within the investment and annuity business - Serving Delray Beach, Florida
- [Chris Vetrano | Investment Advisor & Securities Principal | NY](https://chfs.com/chrisvetrano/) - Chris Vetrano | Investment Advisor & Securities Principal | 24+ years of experience in Wealth anagement & Investment - Serving NY, NJ, & CT
- [Keith Christian Cuomo | Finanial Advisor - CPFA, CFBS](https://chfs.com/keith-christian-cuomo/) - Keith Christian Cuomo | Finanial Advisor - CPFA, CFBS holding Series 6,62,63,65 security licenses. Serving Connecticut
- [Rob Pedersen | Insurance Broker and Registered Representative | CA](https://chfs.com/robpedersen/) - Rob Pedersen | Insurance Broker & Registered Representative | 40+ years of experience in Financial Services & offers Life, Group, & Health insurance - NJ
- [Rick Saltarelli - Registered Representative](https://chfs.com/rick-saltarelli/) - RICK SALTARELLI, Registered Rep – 29 years in the financial industry, focusing on building portfolios with stocks, mutual funds, options, Index funds, ETF’s
- [Nicholas J. Fiore, CPA - Financial Advisor](https://chfs.com/nicholas-fiore/) - Walter Flowers III | Finanial Advisor holds Series 7 Security license. Offers Life insurance "Term and Permanent". Serving Troy, MO
- [Michael A. Fox - Financial Advisor](https://chfs.com/michael-fox-archieve/) - Michael Fox | Finanial Advisor holds Series 63, 65, 7 Security license. Offers Life insurance and Long Term Care. Serving Cherry Hill, NJ
- [Marc Singer | President](https://chfs.com/marc-singer-archieve/) - Marc Singer | President - holds securities licenses 7, 63. Serving NY
- [Daniel W Goggins | Wealth Advisor](https://chfs.com/daniel-w-goggins-archieve/) - Daniel W Goggins | Wealth Advisor - holding Series 6,7,63,65 security licenses. Offers Life, Accident & Health, Variable life, Variable annuity insurance - MA
- [Contributors](https://chfs.com/contributors/) - Explore the special contributors and credits for CHFS. Acknowledging our talented contributors who help shape our financial services. Learn more!
- [DISCLOSURE](https://chfs.com/disclosure/) - Stay compliant with our comprehensive disclosure and conduct standards for broker-dealers. Ensure regulatory adherence, building trust with clients.
- [Software and Marketing Services](https://chfs.com/software-and-marketing-services/) - Hilltop Securities is the clearing firm for Chelsea Financial Services. Based in Dallas, Texas, Hilltop manages over 1B in assets. Get more info about us now
- [Rep Dashboard](https://chfs.com/dashboard/) - Discover the latest regulatory news and events in the financial advisory Chelsea Financial Services. Trust us to provide timely and relevant information.
- [Walter Flowers III | Finanial Advisor](https://chfs.com/walter-flowers/) - Walter Flowers III | Finanial Advisor holds Series 7 Security license. Offers Life insurance "Term and Permanent". Serving Troy, MO
- [DIRECTORY](https://chfs.com/directory-original/) - Find your trusted advisor in our comprehensive directory of financial professionals. Connect with experts to guide your financial decisions. Start search now!
- [Software and Marketing Services Version 1](https://chfs.com/software-and-marketing-services2/) - Hilltop Securities is the clearing firm for Chelsea Financial Services. Based in Dallas, Texas, Hilltop manages over 1B in assets. Get more info about us now
- [Platinum-Gold-Local-Marketing](https://chfs.com/platinum-gold-local-marketing/) - Hilltop Securities is the clearing firm for Chelsea Financial Services. Based in Dallas, Texas, Hilltop manages over 1B in assets. Get more info about us now
- [form](https://chfs.com/form/) - Let us know which software you wanna buy Please enable JavaScript in your browser to complete this form.Please enable JavaScript in your browser to complete this form.Name *FirstLast you to Software Email *Which Software do you want to purchaseGold Local Marketing ProgramPlatinum Local Marketing ProgramSocicampaignerADA Compliasite - Website Accessibility SoftwareQuodd QuotesQuotemediaMorningstar annuity intelligenceMicrosoft officeAdobeDocusignEnvestnet /
- [Philip Mathai | Financial Advisor - NY](https://chfs.com/philip-mathai/) - Philip Mathai | Registered Representative - NY provides Term & Whole Life Insurance. Serves New York.
- [Steven Sirot | Registered Representative | Staten Island, NY](https://chfs.com/steven-sirot-registered-representative-staten-island-ny/) - Mark Heinrich | Federal Retirement Specialist & Financial Advisor | 25+ years of experience in financial services - Serving Oklahoma
- [RECRUITING](https://chfs.com/recruiting/) - Recruiting Inquiry Form | National recruiting contact form for Independent Registered Reps and Financial Advisors from BD Chelsea Financial Services
- [John Pisapia Complaints : Zero | Accolades : Hundreds](https://chfs.com/john-pisapia-complaints-zero-accolades-hundreds/) - John Pisapia is the President and owner of CHFS.com, leading with integrity and a complaint-free record in the financial industry.
- [Darin Golden | Finanial Advisor](https://chfs.com/darin-golden/) - Darin Golden | Finanial Advisor, offers serving FL
- [Larry A Langenkamp - Registered Representative](https://chfs.com/larry-langenkamp/) - Larry A Langenkamp - Registered Representative. Serving FL
- [Terry M Birney | Retirement Planning - FL](https://chfs.com/terry-birney/) - Terry M Birney | Retirement Planning - Holding security - Serving Florida
- [John Pirozzi | Financial Planning & Employee Benefits| NY](https://chfs.com/johnpirozzi/) - John Pirozzi | Specializations in Financial Planning, Employee Benefits, & Insurance | 23+ years of experience in Financial Services - Serving NY
- [Mike A Jump | Financial Advisor & Registered Representative - Illinois](https://chfs.com/mikejump/) - Mike A Jump | Financial Advisor & Registered Rep | licensed for Life, Health and Annuities - Serving Illinois
- [Odalis M Lopez | Certified Financial Planner™ - FL - CFP®](https://chfs.com/odalislopez/) - Odalis M Lopez | Certified Financial Planner™ & experienced Financial Advisor | 20+ years of experience in financial services and insurance - Serving Florida
- [FROM OUR BROKERS](https://chfs.com/from-our-brokers/) - From our broker dealer to you: Partner with Chelsea Financial Services as an Independent Registered Rep or Finanical Advisor. Unlock new opportunites. Join us today!
- [JOIN US](https://chfs.com/join_us/) - A national broker dealer for Financial Advisors and Registered Reps. Explore our services and elevate your book of business. Apply now!
- [REGULATORY](https://chfs.com/regulatory/) - Stay updated on regulatory news and events with our comprehensive coverage. Get insights and analysis on key regulatory changes affecting financial services
- [CUSTOMER LOGIN](https://chfs.com/clientlogin/) - Access your Chelsea Financial brokerage account with ease through our customer login portal. Manage your investments securely and conveniently. Log in now!
- [FROM THE PRESIDENT](https://chfs.com/from-the-president/) - A letter from Chelsea Financial Services' President, John Pisapia. Discover more about Chelsea Financial's unique approach to investing. Learn more!
- [HILLTOP HISTORY](https://chfs.com/history/) - Dive into the rich history of Hilltop Securities, trusted clearing house for Chelsea Financial. Explore our legacy and join us in shaping the future of finance.
- [EQUITIES](https://chfs.com/equities/) - Elevate your investment strategy with Chelsea Financial, a full-service firm specializing in equities. Explore our services and grow your portfolio today!
- [ABOUT HILLTOP SECURITIES](https://chfs.com/about/) - Hilltop Securities is the clearing firm for Chelsea Financial Services. Based in Dallas, Texas, Hilltop manages over 1B in assets. Get more info about us now
- [FIXED INCOME](https://chfs.com/fixed_income/) - Explore fixed-income investing in financial services. Discover strategies and insights to enhance your investment portfolio. Start investing wisely!
- [Social Media and Social Share Disclaimers](https://chfs.com/disclaimers/) - Understand our social share and compliance disclaimers. Learn how we ensure transparency and compliance with our content and sharing practices.
- [Login](https://chfs.com/login/) - CHFS DIRECT CLIENT FORMS Access our new CHFS DIRECT CLIENT FORMS page. ADVISOR/REP HILLTOP ACCESS ADVISOR LOGIN Please bookmark this page to access our customized Advisor Login. DESIGN & MARKETING ASSETS Contact Barry Lippold, Marketing Director for Chelsea Financial Services via our Contact form, for any collateral or assets you need. You can also visit our Marketing
- [Brothersinthesky Poem](https://chfs.com/brothersinthesky/) - "Brothers in the Sky" - a 9/11 tribute poem by Rick Saltarelli

## Elementor Header & Footer Builder

- [Footer](https://chfs.com/elementor-hf/footer/) - Careers: Join Chelsea Give us your best and we will do the same. The best Registered Representatives and Advisors can choose which Broker/Dealer they want to partner with. We want to partner with you, which is why we do all we can to make sure Chelsea Financial Services is a great place to work. Visit
- [header](https://chfs.com/elementor-hf/header/) - Menu CLIENT LOGIN REGISTERED REP LOGIN Menu ABOUT WHO WE ARE HOW WE DIFFER DIRECTORY by STATE DISCLOSURE CHELSEA ADVISORY LETTERS FROM OUR BROKERS LETTER FROM THE PRESIDENT JOIN CHELSEA ADVISORY CHELSEA ADVISORY REGULATORY NEWS & EVENTS NEWS PRODUCTS EQUITIES FIXED INCOME CLEARING ABOUT HILLTOP SECURITIES HILLTOP HISTORY CONTACT CONTACT US DIRECTORY by STATE JOIN

## Categories

- [Uncategorized](https://chfs.com/category/uncategorized/)
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## Tags

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